Loria received his commission from the Naval Academy in 1983, and was designated a Naval Aviator in July 1988. He transitioned to the F/A-18 Hornet with Strike Fighter Squadron 125 (VFA-125) at Naval air Station Lemoore, California, during August 1988 through August 1989. His next assignment was with Marine Fighter Attack Squadron 314 (VMFA-314) the "Black Knights" at Marine Corps Air Station El Toro, California, where he served as squadron pilot and performed collateral duties as the Quality Assurance Officer and Assistant Maintenance Officer in the squadron aircraft maintenance department. While assigned to the Black Knights he deployed to Bahrain for Operations Desert Shield and Desert Storm where he flew 42 combat missions in support of allied operations. In 1992, while assigned as an instructor pilot to Marine Fighter Attack Training Squadron 101 (VMFAT-101) he was selected for the United States Air Force Test Pilot School at Edwards Air Force Base, California. January 1994 to July 1996, he was assigned to the Strike Aircraft Test Squadron, Naval Air Station Patuxent River, Maryland, as an experimental test pilot. Loria distinguished himself in the areas of high angle of attack flight test, aircraft departure and spin testing, ordnance, flight controls and aircraft flying qualities testing for the F/A-18 Hornet.
He has almost 2,000 hours of flight time and had flown over 35 different aircraft.